Essential Coverage for You and Your Staff
A lot of business owners might not fully appreciate the dangers of occupational injuries. Without the safeguard of workers’ compensation insurance, just one claim has the power to significantly harm a business financially.
Peoplease Workers’ Compensation FAQs
Do you provide workers' compensation coverage nationally?
Yes, we provide workers' compensation coverage across the United States. Our insurance program gives you comprehensive workers’ compensation protection in all 50 states to cover your employees no matter where they are located or travel for work.
Who is your workers' compensation carrier?
Peoplease partners with Chubb, an A+ rated insurance carrier, to provide our clients with comprehensive workers' compensation coverage and services across all 50 states.
How do you manage workers' compensation claims?
We take an aggressive approach to investigating and handling workers’ compensation claims, providing 24/7 access to medical professionals. We do everything necessary to get your injured employees the assistance they need, facilitate their return to work as quickly as possible, and keep your claims costs down. This includes thoroughly reviewing claims, coordinating proper medical care, exploring light duty options when available, and proactively managing the entire process from injury to resolution.
Will I still have annual workers' comp audits with Peoplease?
No, with Peoplease we provide pay-as-you-go workers' compensation, eliminating the need for annual audits. This ensures you only pay premiums for the actual payroll expenses each pay period, rather than making large up-front deposits based on estimates. The pay-as-you-go model improves your cash flow by aligning workers’ compensation costs precisely with your real-time payroll, avoiding substantial audits or adjustments after the fact. You simply pay for exactly what you use when you use it.
Will you work with me even if I have a high experience modification factor?
Yes, we can work with companies that have high experience modification factors or are considered hard to place for workers' compensation coverage. We understand that high mod rates can happen, especially in certain industries. Our insurance partnerships and comprehensive risk management services allow us to provide workers’ compensation solutions even for businesses with less-than-ideal claims histories or risk profiles.